Upstart Holdings, Inc. UPST

SoFi just posted record loan originations and raised its full-year guidance, yet the stock sits nearly 40% in the red for the year. Something about that disconnect deserves a closer look.

Software is rapidly reducing operating expenses for businesses. This secular theme has materialized in superior earnings growth and stock price performance for most SaaS companies, and over the last six months, the industry’s 45.5% return has topped the S&P 500 by 24.4 percentage points.

SoFi's stock sits just above a 52-week low while one Citigroup analyst refuses to budge from a target that would nearly double your money, even as half of Wall Street rates the digital bank a Hold.

A number of stocks fell in the afternoon session after a deepening Treasury selloff and higher oil prices pushed the benchmark 10-year yield to 5.218%, reinforcing expectations of further Federal Reserve rate hikes.

NEW YORK, September 28, 2026--KBRA assigns preliminary ratings to five classes of notes issued by Upstart Securitization Trust 2026-4 ("UPST 2026-4"), a $400.0 million consumer loan ABS securitization collateralized by unsecured consumer loans and auto secured personal loans. UPST 2026-4 represents the 52nd ABS securitization collateralized by loans originated through the online platform operated by Upstart Network, Inc. ("Upstart" or the "Company"), a 100% owned subsidiary of the publicly trade

SoFi Technologies is using its national bank charter to settle roughly $25 billion in annualized Mastercard transaction volume via its SoFiUSD stablecoin, cutting costs and drawing commercial deposits.

Bond yields are jumping, oil has pushed above $100, and rate expectations keep resetting, yet consumer credit keeps quietly humming in the background of all that noise. This tug of war between tighter money and everyday borrowing is where short duration lenders can either feel real pressure or find breathing room. This article walks through three stocks from our Short-Duration Consumer Credit & Specialty Lenders screener that appear especially exposed to the latest macro shock and explains...

Upstart, Affirm, and SoFi are sliding in tandem on Wednesday while the broader financials sector sits nearly unchanged, and that gap between consumer lenders and everything else tells a story that goes beyond any single company's news.

Consumer lenders are getting hit far harder than the broader financials sector on Wednesday, and the gap between them points to something more specific than a rough market day for bank stocks.

Key Stats for Upstart StockCurrent Price: $25. 97Target Price (Mid): ~$106Street Target: ~$40Potential Total Return: ~313%Annualized IRR: ~39% / yearWhat Happened?Upstart Holdings (UPST) gave investors a genuinely strong quarter, and the market spent one day cheering it before selling the stock right back down.

FRANKFORT, Ky. & BURLINGAME, Calif., September 23, 2026--Commonwealth Credit Union Expands Partnership with Upstart into HELOC and Indirect Auto Lending

Volatility cuts both ways - while it creates opportunities, it also increases risk, making sharp declines just as likely as big gains. This unpredictability can shake out even the most experienced investors.